Can I Pay My Mortgage or Rent with a Credit Card?

1/5/20242 min read

In today's digital age, we have become accustomed to the convenience and flexibility that credit cards offer. From everyday purchases to travel expenses, credit cards have become a popular payment method for many. But what about paying your mortgage or rent payments online using a credit card? Is it possible? The answer is yes, it is indeed possible to pay your mortgage or rent with a credit card.

The Bilt Rewards Credit Card. Not only does it provide the convenience of using a credit card for your mortgage payment, without any additional fees but it also offers additional benefits. By using the Bilt Rewards Credit Card, you can earn valuable points on your mortgage payments, which can be redeemed for various rewards. The way it works is that every Bilt credit card comes equipped with a regular routing number and account number that you can use when paying your mortgage. and if you are paying rent you can have Bilt rewards send a check to your landlord and they debit your card, that way you can earn valuable points on the side. Aside from earning points, the Bilt Mastercard® offers additional benefits for purchases made with the card. For instance, purchases made on the Bilt Mastercard® can be covered for theft or damage within 90 days of the date of purchase, up to $10,000 per claim. This added protection can provide peace of mind when making large purchases, such as appliances or electronics.

Furthermore, if you choose to pay your monthly cell phone bill with your Bilt Mastercard®, you'll receive up to $800 of protection against covered damage or theft. This coverage is subject to a $25 deductible but can be a valuable benefit for those who rely heavily on their cell phones.

In addition to these benefits, all Bilt Rewards Credit Card members have the option to opt-in and have their rent payments shared with all three credit bureaus. By doing so, every place that calculates your credit score will now have your rent payment history, which can potentially improve your credit score. This can be especially beneficial for individuals who are looking to build or improve their credit. While paying your mortgage with a credit card can offer convenience and benefits, it is crucial to manage your credit card usage responsibly to avoid accumulating high-interest debt. Click here to apply and start earning cashback on your mortgage/rent payment